SEEKING FINANCIAL ADVICE Daisy Alcindor
By: Olivia Alcindor
As we all know, finances are an important part of life and there are very few people one can rely on for financial advice. Well, lucky for us, my mother is one of these people...
To be a financial adviser, you have to have some form of education. You need experience in public speaking and managing a group or class. The education can be in a form of a course, a certificate is needed to be able to share this kind of information.
There are many topics which are discussed during the workshops. For example, budget, credit reports, consumer right, negotiation for better interest rates, the need for insurance, and owners’ rights versus renters’ rights. My mother has spoken about all of these subjects to her students, which range from fifteen to eighty years old. At once, Daisy will usually have about forty students in her class, but it happened that there were two hundred people listening to her presentation. Her workshops will last around two hours on average. About seventy percent of the time, the workshops last longer than anticipated due to questions and comments. My mom will usually do from two to three workshops a week, but she might have one one week, and seven the next, it all depends on the demand. She travels in the Greater Montreal Area to give her workshops.
Daisy doesn’t find it hard to give her students examples on how to spend better, but she doesn’t think that they apply what they learn in her class right away. According to my mom, there is usually at least one person who doesn’t believe or agree with the facts that she is teaching them about. Therefore, she might have to relate comparative information to the whole group and ask that person (or people) to meet her after class for further conversation. My mom says that the most important thing that she wants people to remember after her workshops is the resources available to them. The goal of every workshop is to make every participant a little more autonomous when it comes to personal finance.
Ms. Alcindor says that she really does agree with what she teaches others, but that she might have difficulties always applying the principles she teaches. She believes that the way in which her job represents her personal values is by sharing information to empower individuals toward better financial health.
Daisy’s students are interested in what she teaches, they often interrupt her to express their opinions or when have a question that seems very important in the moment. When my mother’s giving a workshop, some people are very rude to her. Certain people will talk to her as if she was looking to sell them something and she should leave right away.
Many financial advisers suggest that people should learn how to make a budget early. The person I interviewed agreed with this, she said that as soon as you know how to spend your money, you should know how to save it (make a budget).
Some people spend a lot of time memorizing their texts... My mom often improvises and gives examples and/or tries to break down the information into its simplest from. She often meets groups who are taking the class in their second of third language, since up to 50% of them are newly arrived immigrants.
According to my mom, it is exciting to know that she will have a workshop in the near future. She claims it is even more exciting when it is a new group, because although personal finance is a very taboo subject, she also loves to get the shyest, most introverted person to talk about a struggle or realization.
To be a financial adviser, you have to have some form of education. You need experience in public speaking and managing a group or class. The education can be in a form of a course, a certificate is needed to be able to share this kind of information.
There are many topics which are discussed during the workshops. For example, budget, credit reports, consumer right, negotiation for better interest rates, the need for insurance, and owners’ rights versus renters’ rights. My mother has spoken about all of these subjects to her students, which range from fifteen to eighty years old. At once, Daisy will usually have about forty students in her class, but it happened that there were two hundred people listening to her presentation. Her workshops will last around two hours on average. About seventy percent of the time, the workshops last longer than anticipated due to questions and comments. My mom will usually do from two to three workshops a week, but she might have one one week, and seven the next, it all depends on the demand. She travels in the Greater Montreal Area to give her workshops.
Daisy doesn’t find it hard to give her students examples on how to spend better, but she doesn’t think that they apply what they learn in her class right away. According to my mom, there is usually at least one person who doesn’t believe or agree with the facts that she is teaching them about. Therefore, she might have to relate comparative information to the whole group and ask that person (or people) to meet her after class for further conversation. My mom says that the most important thing that she wants people to remember after her workshops is the resources available to them. The goal of every workshop is to make every participant a little more autonomous when it comes to personal finance.
Ms. Alcindor says that she really does agree with what she teaches others, but that she might have difficulties always applying the principles she teaches. She believes that the way in which her job represents her personal values is by sharing information to empower individuals toward better financial health.
Daisy’s students are interested in what she teaches, they often interrupt her to express their opinions or when have a question that seems very important in the moment. When my mother’s giving a workshop, some people are very rude to her. Certain people will talk to her as if she was looking to sell them something and she should leave right away.
Many financial advisers suggest that people should learn how to make a budget early. The person I interviewed agreed with this, she said that as soon as you know how to spend your money, you should know how to save it (make a budget).
Some people spend a lot of time memorizing their texts... My mom often improvises and gives examples and/or tries to break down the information into its simplest from. She often meets groups who are taking the class in their second of third language, since up to 50% of them are newly arrived immigrants.
According to my mom, it is exciting to know that she will have a workshop in the near future. She claims it is even more exciting when it is a new group, because although personal finance is a very taboo subject, she also loves to get the shyest, most introverted person to talk about a struggle or realization.